Your home is an investment. If your construction project does not comply with the codes adopted by the town, the value of your investment could be reduced. Property insurers may not cover work done without permits and inspections. If you decide to sell a home or building that has had modifications done without a permit, you may be required to remove the addition, leave it unoccupied or do costly repairs.
A property owner who can show that code requirements were strictly and consistently met, as demonstrated by a code official's records, has a strong ally if something happens to trigger a potentially destructive lawsuit.
Your permit also allows the code official to protect the public by reducing the potential hazards of unsafe construction and ensuring public health, safety and welfare. By following code guidelines, your completed project will meet minimum standards of safety and will be less likely to cause injury to you, your family, your friends or future owners.